UniCredit Bank offers private individuals VISA International and MasterCard International payment cards.
Payment cards issued by UniCredit Bank mean:
- a multi-purpose payment instrument for goods and services provided by hotels, restaurants and travel agencies around the world
- the option of getting cash at ATMs (cashpoints) and branches of the bank
- no need to declare imported and exported cash at the customs
- safety — in the event that a card is lost, it can be blocked in a few minutes
- the option of getting cash urgently or of replacing the card in the event that it is lost abroad
The Bank provides cardholders with a detailed statement of the transactions on their card on a monthly basis. Information on the available balance on the card can be obtained at UniCredit Bank’s ATMs as well as by phone using the Phone.UniCredit or SMS.UniCredit.
UniCredit Bank cardholders have at their disposal the 24/7 Card Center, which will answer any enquiries related to card use, block a lost card, or arrange for emergency services to be provided to holders.
UniCredit Bank has its own processing center to ensure that its cards and ATMs experience smooth and fault-free working and that transactions and settlements on cards are handled promptly.
Conditions of Card Issue
Payment cards issued by UniCredit Bank are debit cards, i.e. the money to be spent must be credited to the card account opened in the client’s name in advance.
Card accounts for transactions with VISA International and MasterCard International payment cards may be opened in rubles and U.S. dollars as well as in Euro. This makes it possible to avoid losses related to rate differences when making transactions in the Euro area
To obtain a payment (debit) card from UniCredit Bank, one should apply to one of the Bank’s branches and complete the appropriate set of documents. It is sufficient to take along an identification document.
The card will be ready no later than five banking days after money has been credited to the card account in an amount sufficient to cover the Bank’s service charge for annual servicing of the card.